We’re a small team of like-minded designers, engineers and creatives trying to solve a very real problem. We know that many have lost trust in financial products, finding the complicated language and conflicting messages confusing. We have decided to build our business on simplicity and transparency.
Doing the basics just isn’t enough: we know that we must do everything we can to earn and maintain your trust. At Credit Kudos, we are continually improving our processes and preparing for the future. We are regular contributors to the UK’s Open Banking Standard, and members of key industry associations, including: the Financial Data and Technology Association (FDATA); the Consumer Credit Trade Association (CCTA); the Money Advice Liaison Group (MALG) & Innovate Finance
We conduct internal security testing on a daily basis and employ NCC Group to perform regular application penetration testing and auditing.
We have been awarded Cyber Essentials certification, the government-backed cyber security certification.
Credit Kudos Limited is authorised and regulated by the Financial Conduct Authority (ref. 770345) and registered and incorporated in England and Wales (company no. 09873335).
Nothing is more important than security when it comes to using financial products online. We’ve invested hundreds of hours and significant resources to do things right from day one.
To us, the best policy for avoiding data loss to have nothing to lose to begin with. That means, unlike other “aggregators” we don’t hold on to your passwords or other sensitive information. Anything we do store is kept under lock and key using TLS 1.2 with Extended Validation SSL – look for the banner below to be sure you’re browsing through a secure connection.
You own your data and are entitled to know exactly where it is at all times. For years, credit bureaus have been making millions of pounds for selling your information to anyone willing to pay. We believe in a model that gives you control over the flow of information – you'll always be prompted for consent by Credit Kudos when sharing.
We’re registered with the Information Commissioner’s Office (ICO) as a Data Controller (reg. ZA158354) and are compliant with the 1998 Data Protection Act (DPA). We are currently finalising our internal policy in preparation for the EU General Data Protection Regulation (GDPR) coming into effect May 2018.