Borrower Data Simplified.

Transforming Open Banking API data to help you make better lending decisions.
It’s that simple.

Powerful Solutions for Transactional Data

Incorporating borrower banking data into the lending process should be easy. With Credit Kudos, now it is.

  • No More Form Filling

    A smooth customer journey and intuitive user experience make it easy to retrieve data.

  • Categorise Transactions

    Our technology does all the work instantly & accurately classifying income and expenditure.

  • Get Actionable Insights

    We’ve trained our models on real world data, so you can get valuable insights from day one.

The future of banking data is here.

Credit Kudos builds powerful and flexible tools to make sense of borrower data. Whether you’re automatically populating forms, verifying income, or incorporating insights into credit models, our obsessive user design and flexible functionality make it simple to collect actionable data without creating additional customer friction. Innovative companies across the lending industry use Credit Kudos to faster and more efficiently evaluate and process customers. The future of banking data is here. Are you ready?

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Affordability, Simplified.

Our technology categorises customer bank data based on the Standard Financial Statement, developed by the Money Advice Service and backed by over 500 lenders, so you can meet regulatory requirements for affordability and creditworthiness.

Our Products

  • Connect

    API bank data retrieval and classification, simplified

  • Atlas

    Our best in class, customisable affordability tool.

  • Signal

    Matching customers with credit products in real-time.

Trusted by Lenders

When it comes to using financial products online, nothing is more important than security. As an FCA authorised and regulated company, we’ve built everything we do around keeping our clients and customer safe.

Technology so smart it’s invisible

Deep technology and design-led user experience are in our DNA. We’re software engineers and data scientists who’ve obsessively built solutions to enable robust, scalable and flexible integrations.

“Credit Kudos differentiates itself from alternatives with a truly slick customer journey and a powerful vision of how customers’ personal information can drive better outcomes.

Matt Nunn, Head of Credit

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Let us do the hard work.