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The Company

Not just generating another number

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We have built a new way to measure creditworthiness so that lenders can make informed decisions without relying on brittle and outdated systems.

Our product enables consumers to securely share relevant information with a lender in order to get a decision. Whilst current credit scores rely on opaque processes centred on historical repayments, we use up to date financials to measure risk. Learn More »

Our Leadership Team

  • Matt Schofield

    A Systems Architecture and Data science hybrid. Matt has spent the last four years building high availability APIs and tooling at Universal Music Group as well as taking the CTO role at Universal’s own artist discovery startup, Spinnup.

  • Freddy Kelly

    After completing a B.Sc. in Computer Science at the University of Manchester, Freddy moved to San Francisco to join the engineering team at Bitnami (YC W13). Prior to founding Credit Kudos, Freddy was the first engineer at A16z-backed TXN, developing their transaction analytics platform.

  • Johan Lundberg

    One of the founders of payments startup, Betalo and previously heading up marketing for MasterCard in the Nordic region. Johan brings a wealth of expertise in the Northern Europe payment market, advising on Strategy, Transactional Banking and Customer Development.


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