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Terms of Use

Last Updated

17 Aug 2018

These terms of use govern your access to and use of the entire contents of the website (“Website”) owned and operated by Credit Kudos Limited (“Credit Kudos”). They do not govern the use of transaction services operated from the Website (“Credit Kudos Services”). You must register for the Credit Kudos Services which are governed by separate terms and conditions which can be found here. Please note, if you are using these services outside of the UK, please refer to the applicable Services Terms of Use for your country.

Please read these terms carefully before using the Website. Using the Website indicates that you accept these terms. If you do not accept these terms, do not use the Website. Credit Kudos may revise these terms of use at any time by updating this posting. You should check the Website from time to time to review the then current terms of use because they are binding on you.

Your use of site content

  1. All images, icons, text and other content on the site (“Content”), as well as the arrangement of the Content on the Website, is protected by copyright and other intellectual property rights. You are not granted any licence to use the Content other than to view it. Nothing in these terms of use grants you a licence to use any Credit Kudos trade marks.
  2. Unless allowed by law, you shall not copy, republish, link to, download, transmit, modify, adapt, create derivative works based on, rent, lease, loan, sell, assign, distribute, display, perform, license, sublicense or reverse engineer the Website or any of the Content.
  3. If you breach any of the terms in these terms of use, your permission to use the Website automatically terminates. In addition, Credit Kudos shall have the right to block, restrict, disable, suspend or terminate your access to all or any part of the Website or its Content at any time in its discretion without liability to you.

You shall not:

  • misuse the Website (including, without limitation, by hacking);
  • resell or make commercial use of the Website or its Content;
  • frame or use any framing techniques to enclose the Website or any part of it;
  • take any action that in our sole discretion places an unreasonable or disproportionately large load on servers or other infrastructure we use; or
  • use the Website in any way which may cause, or be likely to cause, access to or use of the Website to be interrupted, damaged or impaired in any way. Any rights not expressly granted in these terms of use are reserved.

Your access to our services

  1. While Credit Kudos tries to ensure that the Website is normally available 24 hours a day, Credit Kudos shall not be liable if for any reason the Website is unavailable at any time or for any period.
  2. Access to the Website may be suspended temporarily and without notice in the case of system failure, maintenance or repair or for reasons beyond the control of Credit Kudos.

Your privacy and our use of cookies

Credit Kudos is committed to respecting your privacy and the privacy of all individuals using the Website. More information regarding how Credit Kudos may use your personal data, including its use of cookies, can be found in the Credit Kudos Privacy Policy. If you are interested in how Credit Kudos uses personal data in providing the Credit Kudos Services, you can find our Credit Kudos Services Privacy & Cookie Policy here.


  1. While Credit Kudos tries to ensure that the information on the Website is correct, Credit Kudos does not warrant the accuracy and completeness of the material on the Website. Credit Kudos may make changes to the material on the Website, or to the products and prices described in it, at any time without notice. The material on the Website may be out of date, and Credit Kudos makes no commitment to update such material.
  2. The material on the Website is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, Credit Kudos provides you with the Website on the basis that Credit Kudos excludes all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which, but for these terms of use, might have effect in relation to the Website.


You shall indemnify Credit Kudos against any loss, damages, costs or expenses which are awarded against or incurred by Credit Kudos as a result of any claim or threatened claim (including any claim or threatened claim by a third party) arising out of or related to any breach by you of any of these terms of use or your infringement of intellectual property rights.


  1. Nothing in these terms of use shall exclude or limit either your or Credit Kudos’ liability for:
    1. death or personal injury resulting from the negligence of the other or their servants, agents or employees;
    2. fraud or fraudulent misrepresentation; or
    3. breach of any implied condition as to title or quiet enjoyment.
  2. Save to the extent that these terms of use state otherwise, nothing in these terms of use shall exclude or limit either party’s liability for breach of clause 6 (Indemnity).
  3. Subject to clauses 7.1 and 7.2, neither you nor Credit Kudos shall be liable in contract, tort (including, without limitation, negligence), pre-contract or other representations (other than fraudulent misrepresentation) or otherwise arising out of or in connection with these terms of use for:
    1. any economic losses (including, without limitation, loss of revenues, profits, contracts, data, business, anticipated savings or cost of substitute services);
    2. any loss of goodwill or reputation; or
    3. any special, indirect or consequential losses;

      In any case, whether or not such losses were within the contemplation of you and Credit Kudos at the date of these terms of use, suffered or incurred by you or Credit Kudos arising out of or in connection with the provisions of, or any matter under, these terms of use.
  4. Subject to clauses 7.1, 7.2 and 7.3, each party’s total liability in relation to all events or series of connected events occurring under this Agreement (and whether the liability arises because of breach of contract, negligence or for any other reason) shall be limited to £10,000.

Governing law and jurisdiction

These terms of use shall be governed by and construed in accordance with English law. Disputes arising in connection with these terms of use shall be subject to the exclusive jurisdiction of the English courts. In addition, you have the option to use the Online Dispute Resolution (ODR) platform which is accessible here.

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