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You're more than a credit score

We are transforming the credit scoring system to provide fairer credit for all; helping you access responsible finance you can afford, when you need it.

You’re in control of your credit

Traditional credit scores are based on a lot of assumptions. If you rent your home or haven't taken out loans before, lenders may consider you high risk even if you've never missed a payment.

Our technology lets you demonstrate your true creditworthiness using real, up-to-date financial data provided directly by you.

Move beyond a number

Your data belongs to you, so isn’t it time you benefit from it? With direct connections to the UK’s largest banks you can safely and securely use your own financial information when applying for credit, to help you get a better deal.

Save time

We help you save time on lengthy application forms. Applying with Credit Kudos helps you easily and safely share your financial information with your chosen lender or financial provider - removing the need to upload bank statements and pay slips.

Security iconSafe and secure

Our technology was built from the ground up with security and privacy at its core. We’re integrated with some of the largest lenders in Europe and have trusted connections with major financial institutions.

Authorised and regulated by the Financial Conduct Authority.

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  • Winner

    Fintech Innovator of the Year

    TechWorld, 2019

  • Winner

    Best Technology Provider

    CCS Awards, 2019

  • Winner

    Best Use of Technology

    IAFN Awards, 2019

  • Finalist

    Innovation of the Year

    Consumer Credit Awards, 2019

  • Winner

    Machine Learning in Credit & Collections Solution

    Credit & Collections, 2019

  • Finalist

    Affordable Credit Challenge

    Nesta, 2019

  • Finalist

    Best New Innovation In Driving Frictionless Digital Financial Distribution

    FDATA, 2019

  • Winner

    Credit & Collections Technology Powerlist

    Credit Connect, 2019

  • Winner

    Tech Nation Fintech Programme

    Tech Nation, 2019