You're more than a credit score

We are transforming the credit scoring system to provide fairer credit for all; helping you access responsible finance you can afford, when you need it.

You’re in control of your credit

Traditional credit scores are based on a lot of assumptions. If you rent your home or haven't taken out loans before, lenders may consider you high risk even if you've never missed a payment.

Our technology lets you demonstrate your true creditworthiness using real, up-to-date financial data provided directly by you.

Move beyond a number

Your data belongs to you, so isn’t it time you benefit from it? With direct connections to the UK’s largest banks you can safely and securely use your own financial information when applying for credit, to help you get a better deal.

Save time

We help you save time on lengthy application forms. Applying with Credit Kudos helps you easily and safely share your financial information with your chosen lender or financial provider - removing the need to upload bank statements and pay slips.

Safe and secure

Our technology was built from the ground up with security and privacy at its core. We’re integrated with some of the largest lenders in Europe and have trusted connections with major financial institutions.

Authorised and regulated by the Financial Conduct Authority.

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Awards

Winner
Fintech Innovator of the Year
TechWorld, 2019
Winner
Best Technology Provider
CCS Awards, 2019
Winner
Best Use of Technology
IAFN Awards, 2019
Finalist
Innovation of the Year
Consumer Credit Awards, 2019
Winner
Machine Learning in Credit & Collections Solution
Credit & Collections, 2019
Finalist
Affordable Credit Challenge
Nesta, 2019
Finalist
Best New Innovation In Driving Frictionless Digital Financial Distribution
FDATA, 2019
Winner
Credit & Collections Technology Powerlist
Credit Connect, 2019
Winner
Tech Nation Fintech Programme
Tech Nation, 2019