How it works
We’ve developed a suite of products and services to help you harness Open Banking data to make better credit decisions.
Connect with Open Banking
Our Connect Flow enables you to seamlessly embed Open Banking into any lending journey, making it easy to access verified transaction data directly from financial institutions.
Your customer connects their bank accounts via Connect Flow
Credit Kudos instantly aggregates and analyses verified transaction data
View insights through our easy-to-use underwriting platform Atlas or reports API.
See insights at a glance
Atlas
Our easy-to-use underwriting platform Atlas displays rich insights on top of Open Banking data. Simply sign in and start making your lending process easier.
Reports API
Our Reports API allows lenders to fully or partially automate decisioning, use Credit Kudos data in existing risk models, or integrate Credit Kudos data into your underwriting platform.
Bespoke services
We make it easy to harness rich financial data to better understand and manage credit risk.
Leverage our expertise in Open Banking for lending journeys across all borrower types and credit risk profiles.
Automated credit decisioning
Customised machine learning models
Bespoke credit scores and features
Awards
Winner
Best Credit Information Partner
Credit Strategy Lending Awards 2020
Winner
Credit Information Partner of the Year
Consumer Credit Awards, 2020
Winner
Innovation of the Year
Consumer Credit Awards, 2020
Winner
Fintech Innovator of the Year
TechWorld, 2019
Winner
Best Technology Provider
CCS Awards, 2019
Winner
Best Use of Technology
IAFN Awards, 2019
Finalist
Innovation of the Year
Consumer Credit Awards, 2019
Winner
Machine Learning in Credit & Collections Solution
Credit & Collections, 2019
Finalist
Affordable Credit Challenge
Nesta, 2019
Finalist
Best New Innovation In Driving Frictionless Digital Financial Distribution
FDATA, 2019
Winner
Credit & Collections Technology Powerlist
Credit Connect, 2019
Winner
Tech Nation Fintech Programme
Tech Nation, 2019
By continuing to browse our website you consent to our cookies in accordance with our Cookie Policy