Use our products to streamline underwriting, improve accuracy in decision-making, and support customers after acquisition through our engagement tools.
Our Connect Flow enables you to seamlessly embed Open Banking into any lending journey, making it easy to access verified transaction data directly from financial institutions.
Your customer connects their bank accounts via Connect Flow
Credit Kudos instantly aggregates and analyses verified transaction data
View insights through our underwriting platform Atlas or Reports API.
4x Faster evaluation time
15% Increase in acceptance rates
5.7% pointReduction in default rates
26% pointIncrease in conversion
“Through our data-driven partnership with Credit Kudos, we are now able to more quickly and more reliably assess income allowing us to responsibly increase lending volumes. This market-first partnership will change the way our customers, including the financially underserved, access financial services and products.”
CEO, Admiral Financial Services Ltd.
“'Having evaluated all the Open Banking offerings on the market, we elected to work with Credit Kudos due to their superior credit decisioning track record and product capability.'”
Managing Director, 247 Money
“Credit Kudos’ Open Banking empowered technology has been instrumental in helping us lead the charge in the sector, ensuring proper affordability checks and responsible lending to our customer base.”
Zilch CEO & Founder
“Introducing Credit Kudos as an essential part of our service has helped Goodlord scale efficiently and create the best tenant referencing experience.”
Head of Referencing, Goodlord
“Credit Kudos differentiates itself from alternatives with a truly slick customer journey and a powerful vision of how customers’ personal information can drive better outcomes.”
Head of Credit, Bamboo
“Credit Kudos were by far the most suitable provider of Open Banking we spoke to and has immediately shown benefit to our operational activities.”
IT & Innovation Manager, Police Credit Union
“By automating previously laborious data collection processes, we've been able to spend more time with customers. Not only does this drastically increase efficiency, but it reduces stress on an individual and results in a better, faster outcome for all.”
CEO, Paylink Solutions
“Providing our customers with first-class user experience is incredibly important to us and using Credit Kudos’s advanced Open Banking insights enables us to streamline the lending process from start to finish, as well as make significantly faster decisions. Our partnership will also help us to responsibly offer loans to even more people, ensuring they have access to credit options that are right for them.”
Chief Credit Officer
“Using Credit Kudos’ advanced Open Banking insights, we can give customers a simpler, fairer and faster experience, create a repayment plan that is manageable for their personal financial situation and set them on the path to better financial health.”
CEO and Co-Founder
Our predictive features and risk models drive better outcomes for our partners, and their customers. Combining Open Banking and loan outcome data, we build decision-ready, predictive features and scores that have proven results – reducing defaults and increasing acceptances.See how it works
Our classification engine uses state of the art modelling techniques and millions of real transactions to categorise a report’s financial data.See how it works
Access better data without compromising user experience. Our robust Open Banking journey has been built based on extensive consumer, UX and UI research, to deliver a journey that boosts engagement and minimises drop-off.See how it works
We make sure you unlock all the advantages of better data across your business, by partnering you with a dedicated Customer Success manager. Our team works with you to understand your business challenges and goals, so we can give you ongoing expert advice on how to make our data work best for your company.Book a meeting with the team
Our technology was built from the ground up with security and privacy at its core. We’re integrated with some of the largest lenders in Europe and have trusted connections with major financial institutions.
Authorised and regulated by the Financial Conduct Authority.
We work with lenders, brokers, banks and other financial institutions to easily incorporate complex data sets into a wide array of applications.
We worked with a major credit card provider to evaluate our machine-learning models’ ability to predict the probability of customer default.
How a Guarantor lender increased acceptances for thin files using Credit Kudos’ rich insights built from Open Banking data.
How Police Credit Union streamlined their member journey and enhanced their decisioning using our rich affordability and risk insights.