In seconds, Credit Kudos turns real-time transaction data into key credit decisioning insights based on both company and individual account(s).
Instantly collect bank transaction data through our Open Banking journey:
Assess the cash flow profile of a business and identify key customers and suppliers:
Get a comprehensive view of a company’s debt profile using our Open Banking insights:
Leverage unique risk insights, scores and models built by linking Open Banking data with loan outcomes:
For company bank account(s):
For sole traders, directors and guarantors:
4x Faster evaluation time
15% Increase in acceptance rates
5.7% pointReduction in default rates
26% pointIncrease in conversion
“Through our data-driven partnership with Credit Kudos, we are now able to more quickly and more reliably assess income allowing us to responsibly increase lending volumes. This market-first partnership will change the way our customers, including the financially underserved, access financial services and products.”
CEO, Admiral Financial Services Ltd.
“'Having evaluated all the Open Banking offerings on the market, we elected to work with Credit Kudos due to their superior credit decisioning track record and product capability.'”
Managing Director, 247 Money
“Credit Kudos’ Open Banking empowered technology has been instrumental in helping us lead the charge in the sector, ensuring proper affordability checks and responsible lending to our customer base.”
Zilch CEO & Founder
“Introducing Credit Kudos as an essential part of our service has helped Goodlord scale efficiently and create the best tenant referencing experience.”
Head of Referencing, Goodlord
“Credit Kudos differentiates itself from alternatives with a truly slick customer journey and a powerful vision of how customers’ personal information can drive better outcomes.”
Head of Credit, Bamboo
“Credit Kudos were by far the most suitable provider of Open Banking we spoke to and has immediately shown benefit to our operational activities.”
IT & Innovation Manager, Police Credit Union
“By automating previously laborious data collection processes, we've been able to spend more time with customers. Not only does this drastically increase efficiency, but it reduces stress on an individual and results in a better, faster outcome for all.”
CEO, Paylink Solutions
“Providing our customers with first-class user experience is incredibly important to us and using Credit Kudos’s advanced Open Banking insights enables us to streamline the lending process from start to finish, as well as make significantly faster decisions. Our partnership will also help us to responsibly offer loans to even more people, ensuring they have access to credit options that are right for them.”
Chief Credit Officer
“Using Credit Kudos’ advanced Open Banking insights, we can give customers a simpler, fairer and faster experience, create a repayment plan that is manageable for their personal financial situation and set them on the path to better financial health.”
CEO and Co-Founder
Our predictive features and risk models drive better outcomes for our partners, and their customers. Combining Open Banking and loan outcome data, we build decision-ready, predictive features and scores that have proven results – reducing defaults and increasing acceptances.See how it works
Our classification engine uses state of the art modelling techniques and millions of real transactions to categorise a report’s financial data.See how it works
Access better data without compromising user experience. Our robust Open Banking journey has been built based on extensive consumer, UX and UI research, to deliver a journey that boosts engagement and minimises drop-off.See how it works
We make sure you unlock all the advantages of better data across your business, by partnering you with a dedicated Customer Success manager. Our team works with you to understand your business challenges and goals, so we can give you ongoing expert advice on how to make our data work best for your company.Book a meeting with the team
Our technology was built from the ground up with security and privacy at its core. We’re integrated with some of the largest lenders in Europe and have trusted connections with major financial institutions.
Authorised and regulated by the Financial Conduct Authority.
We work with lenders, brokers, banks and other financial institutions to easily incorporate complex data sets into a wide array of applications.
Credit Kudos instantly collects, categorises and enriches bank-verified data using Open Banking
CarFinance 247 has used Credit Kudos to enhance its affordability and credit assessments using enriched data, streamline its customer journey, and provide an additional layer of protection against fraudulent applications.
Credit Kudos' Bank Payments enables lenders to set up a direct payment from customer’s bank account in seconds, using Open Banking.