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Enhanced credit decisioning in Motor Finance using Open Banking insights

CarFinance 247 has used Credit Kudos to enhance its affordability and credit assessments using enriched data, streamline its customer journey, and provide an additional layer of protection against fraudulent applications.

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Why Credit Kudos

Powerful predictive features

We’re the experts in building risk models and predictive features on top of Open Banking data. Harnessing advanced machine learning approaches, we combine transaction data with loan outcomes to accurately predict risk - helping you increase acceptances without increasing your risk appetite.

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Best-in-class categorisation

Our proprietary multi-layered classification engine uses state of the art modelling techniques and millions of real transactions to categorise a report’s financial data.

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Your customer journey, streamlined

Access better data without compromising user experience. Our Open Banking journey, Connect, makes applications shorter and faster, boosts engagement and minimises drop-off. You can get started straight away with insights developed specifically for credit risk and affordability.

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Ongoing expert advice

We make sure you unlock all the advantages of better data across your business, by partnering you with a dedicated Customer Success manager. Our team works with you to understand your business challenges and goals, so we can give you ongoing expert advice on how to make our data work best for your company.

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