About us

Traditional credit scoring is broken.

We're here to fix it.

How it all began

After working in the US for a number of years, Freddy returned to the UK. Having had no recent financial activity in the UK, he had a ‘thin’ credit file. This not only meant that he had limited credit options, but those that were available to him came with higher interest rates and restrictions.

After further research it became apparent that he was not alone and that many people in the UK face difficulties when trying to get access to affordable credit.

With a vision to remove that challenge from the market, Freddy and Matt founded Credit Kudos. Since then, the team at Credit Kudos have been on a mission to provide fair credit for all, harnessing the power of Open Banking.

Transforming credit scoring

Our mission is to transform the credit scoring system to provide fairer credit for all; helping people access responsible finance they can afford, when they need it.

Awards

Winner
Best Credit Information Partner
Credit Strategy Lending Awards 2020
Winner
Credit Information Partner of the Year
Consumer Credit Awards, 2020
Winner
Innovation of the Year
Consumer Credit Awards, 2020
Winner
Fintech Innovator of the Year
TechWorld, 2019
Winner
Best Technology Provider
CCS Awards, 2019
Winner
Best Use of Technology
IAFN Awards, 2019
Finalist
Innovation of the Year
Consumer Credit Awards, 2019
Winner
Machine Learning in Credit & Collections Solution
Credit & Collections, 2019
Finalist
Affordable Credit Challenge
Nesta, 2019
Finalist
Best New Innovation In Driving Frictionless Digital Financial Distribution
FDATA, 2019
Winner
Credit & Collections Technology Powerlist
Credit Connect, 2019
Winner
Tech Nation Fintech Programme
Tech Nation, 2019