About us
Transforming the credit scoring system.
How it all began
After working in the US for a number of years, Freddy returned to the UK. Having had no recent financial activity in the UK, he had a ‘thin’ credit file. This not only meant that he had limited credit options, but those that were available to him came with higher interest rates and restrictions.
After further research it became apparent that he was not alone and that many people in the UK face difficulties when trying to get access to affordable credit.
With a vision to remove that challenge from the market, Freddy co-founded Credit Kudos. Since then, the team at Credit Kudos have been on a mission to provide fair credit for all, harnessing the power of Open Banking.
Transforming credit scoring
Our mission is to transform the credit scoring system to provide fairer credit for all; helping people access responsible finance they can afford, when they need it.
Who we are
We’re a venture capital backed, fast-growing technology company on a mission to build a more inclusive financial system from our home in east London.
CEO
COO
Customer Success
Engineering & Research
Finance & Compliance
Product, UX & Design
Sales & Marketing
And Lulu.
Leadership
Freddy Kelly
CEO
Kelly Read-Parish
COO
Angus Clacher
Head of Product
David Fletcher
Head of Commercial
Amy Gudgeon
Finance Director
Phoebe Allen
Head of Marketing
Rachel Fairhurst
Head of Customer Success
Adam Nicholls
Head of Engineering
Awards
Winner
Best Credit Information Partner
Credit Strategy Lending Awards 2020
Winner
Best Technology Provider
Credit Strategy Credit Awards 2020
Winner
Credit Information Partner of the Year
Consumer Credit Awards 2020
Winner
Innovation of the Year
Consumer Credit Awards 2020
Winner
Best Machine Learning in Credit & Collections
Credit Connect Credit & Collections Technology Awards 2020
Winner
London's Top 50 Startups
Tempo 2020
Winner
Best Risk and Fraud Solution
Credit Excellence Awards CCR 2020
Winner
The Power List 20
Credit Connect 2020
Winner
Affordable Credit Challenge
Nesta Challenges 2020
Winner
The Fintech50 2020
FintechCity 2020
Winner
Top 100 FinTech Disruptors for 2020
BusinessCloud 2020
Winner
Fintech Startups to Watch
Computerworld 2020
Our partners and supporters
Latest from the blog
The Woolard Review and the Future of BNPL
Credit Kudos Borrowing Index: Under 35s increasingly open to sharing bank data to prove creditworthiness
Curve chooses Credit Kudos as Open Banking partner for Curve Credit
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