Credit Kudos clients can get in touch here: support@creditkudos.com
Open Banking insights and scores
API for automated decisions
"// Request
curl -H "Authorization: Bearer {ACCESS_TOKEN}" https://api.creditkudos.com/v3/reports/1/accounts
// Response
{
"data": {
"accounts": [{
"id": 1,
"name": "Ultimate Reward Account",
"holderNames": [
"John Doe"
],
"holderNameMatch": {
"matchStatus": "full",
"matchElements": [
{ "field": "firstName", "matchStatus": "full" },
{ "field": "lastName", "matchStatus": "full" }
]
},
"type": "current",
"parentType": "personal",
"iban": null,
"sortCode": "000201",
"accountNumber": "12345678",
"provider": {
"code": "lloyds",
"name": "Lloyds"
},
"bookedBalance": {
"value": "11800.00",
"currency": "GBP"
},
"limit": {
"value": "100.00",
"currency": "GBP"
},
"openBankingDataFetchedAt": "2020-01-17T11:01:00Z",
"openBankingLastFetchAttemptAt": "2020-01-17T11:00:00Z"
},
{
"id": 2,
"name": "Classic Account",
"holderNames": [
"mr J Doe"
],
"holderNameMatch": {
"matchStatus": "full",
"matchElements": [
{ "field": "firstName", "matchStatus": "full" },
{ "field": "lastName", "matchStatus": "full" }
]
},
"type": "current",
"parentType": null,
"iban": "GB12CKCK00020212345678",
"sortCode": null,
"accountNumber": null,
"provider": {
"code": "first_direct",
"name": "First Direct"
},
"bookedBalance": {
"value": "2600.00",
"currency": "GBP"
},
"limit": null,
"openBankingDataFetchedAt": "2020-01-17T11:01:00Z",
"openBankingLastFetchAttemptAt": "2020-01-17T11:00:00Z"
}]
},
"meta": {
"previousPage": null,
"nextPage": null,
"totalResources": 2
}
}"
Credit Kudos’ intelligent products enable businesses to leverage Open Banking to enhance affordability and risk assessments. Our predictive insights are built by combining transaction and loan outcome data.
Our products help lenders streamline underwriting, improve accuracy in decision-making, and support customers after acquisition through our engagement tools.
Our mission is to transform the credit scoring system to provide fairer credit for all; helping people access responsible finance they can afford, when they need it.
We would like to collect data from your device while you use this website. We do this using cookies. You can find out more in our Cookie Policy. We use cookies to provide you with a good experience when you use our website, and for us to continue to improve that experience. Please select 'Accept all' to consent to us collecting your data in this way.